Effective Date: January 5, 2026

This Terms of Service "Agreement" is a legal contract between you "User" or "you" and CHATUP TECHNOLOGY PTE. LTD. "Company," "we," "us," or "our" regarding your use of the ChatUP Grow mobile application and its related services (collectively, the "Service").

By accessing or using the Service, you agree to be bound by this Agreement. If you do not agree, please stop using the Service immediately.

1. Acceptance and Modifications

• Acceptance: By registering for, accessing, or using the Service, you confirm that you have read, understood, and agreed to be bound by this Agreement and our Privacy Policy.
• Changes: We reserve the right to modify this Agreement at any time. Any changes will be posted within the App. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

2. Scope of Service and Disclaimers

• As-Is Basis: The Service is provided on an "as is" and "as available" basis. We do not guarantee that the Service will meet your requirements or be uninterrupted, timely, secure, or error-free.
• Reference Only: All materials, data, and charts provided within the App are for reference purposes only. Users assume all risks associated with the use of such information.

3. Intellectual Property Rights

• All content within the Service, including but not limited to layout, graphics, images, logos, and software, is the property of CHATUP TECHNOLOGY PTE. LTD. and is protected by international copyright and intellectual property laws.
• Unauthorized use, reproduction, or distribution of any materials from the Service is strictly prohibited.

4. User Conduct

• You agree not to use the Service for any illegal purposes or in violation of any applicable local, state, national, or international laws.
• You are solely responsible for any consequences resulting from your violation of these Terms or applicable laws.

5. Limitation of Liability

• Force Majeure: We shall not be held liable for any loss or failure of service caused by events beyond our reasonable control, including but not limited to hacker attacks, computer viruses, telecommunication failures, or government actions.
• Third-Party Links: The Service may contain links to third-party websites or services that are not owned or controlled by us. We assume no responsibility for the content or practices of any third-party sites.
• General Limitation: To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Service.

6. Privacy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. Please review it at [Your Privacy Policy URL].

7. Termination of Service

We reserve the right to suspend or terminate the Service or your access to the App at any time for system maintenance, upgrades, or in response to a breach of this Agreement, with or without prior notice.

8. Governing Law and Jurisdiction

• This Agreement shall be governed by and construed in accordance with the laws of Singapore (or your applicable jurisdiction).
• Any disputes arising under or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of Singapore.

9. Miscellaneous

• If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• Our failure to enforce any right or provision of this Agreement will not be considered a waiver of those rights.

10. Contact Us

If you have any questions regarding these Terms, please contact us at:

• Email: info@chatuptech.com
• Company: CHATUP TECHNOLOGY PTE. LTD.